5316 NW 109th StOklahoma CityOK73162
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 5316 NW 109th St, Oklahoma City, OK, 73162 in Oklahoma City is listed at $228,900 and delivers $1,710/mo in rent and $248/mo in net monthly cash flow. The 8.96% yield and 1.66 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $63,241 over five years, and $2,108/yr in principal reduction supplements cash return. Total projected cumulative return: $103,005.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 10.0% |
| Monthly Cash Flow | $248 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,710 |
| Total Monthly Debt Service | $1,371 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
8,237 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73162, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,312 (100%) |
| Owner Occupied HU | 8,376 (62.9%) |
| Renter Occupied HU | 4,174 (31.4%) |
| Vacant Housing Units | 762 ( 5.7%) |
| Median Home Value | $268,862 |
| Average Home Value | $288,926 |
Housing Distribution
Address Breakdown
Residential
12,598
Single Family
11,380
Multi-Family
1,218
Businesses
377
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
8,237 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73162, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,312 (100%) |
| Owner Occupied HU | 8,376 (62.9%) |
| Renter Occupied HU | 4,174 (31.4%) |
| Vacant Housing Units | 762 ( 5.7%) |
| Median Home Value | $268,862 |
| Average Home Value | $288,926 |
Housing Distribution
Address Breakdown
Residential
12,598
Single Family
11,380
Multi-Family
1,218
Businesses
377
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSOK/OKCMAR as distributed by MLS GRID
Mls ID: #1224367