5301 Putnam CtTampaFL33624
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.16% yield at 5301 Putnam Ct, Tampa, FL, 33624 in Tampa is solid, but the $899/mo payment compresses net cash flow to $33/mo at $200,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $55,256 by year five, and $1,842/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $78,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 3.0% |
| Monthly Cash Flow | $33 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,360 |
| Total Monthly Debt Service | $1,248 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
1,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33624, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,603 (100%) |
| Owner Occupied HU | 11,095 (66.8%) |
| Renter Occupied HU | 5,051 (30.4%) |
| Vacant Housing Units | 457 ( 2.8%) |
| Median Home Value | $433,467 |
| Average Home Value | $483,831 |
Housing Distribution
Address Breakdown
Residential
16,420
Single Family
13,026
Multi-Family
3,394
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
1,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33624, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,603 (100%) |
| Owner Occupied HU | 11,095 (66.8%) |
| Renter Occupied HU | 5,051 (30.4%) |
| Vacant Housing Units | 457 ( 2.8%) |
| Median Home Value | $433,467 |
| Average Home Value | $483,831 |
Housing Distribution
Address Breakdown
Residential
16,420
Single Family
13,026
Multi-Family
3,394
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices