5301 E Commerce Way UNIT 8103SacramentoCA95835
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 5301 E Commerce Way UNIT 8103, Sacramento, CA, 95835 in Sacramento hard to pass up. The 12.84% gross yield on a $439,000 purchase results in $4,697/mo in rent and $1,430/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.38). Annual cash flow of $17,155, five-year appreciation of $121,288, and $4,043/yr in equity build-up combine for a projected total cumulative return of $260,892.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 4.8% |
| Monthly Cash Flow | $1,430 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,697 |
| Total Monthly Debt Service | $3,093 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
N/A lot
$N/A/sqft
$370 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
N/A lot
$N/A/sqft
$370 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices