53 S Shore RdHolbrookMA02343
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 53 S Shore Rd, Holbrook, MA, 02343 in Holbrook is narrow, $72/mo net on $3,160/mo rent after the $2,203/mo debt service, but the property operates at break-even-plus, not a loss. At $489,900 with a 7.74% yield, the long-run equity case via 5% appreciation ($135,350 over five years) and $4,512/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $190,702.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $72 | $800 |
City averages based on Holbrook market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,160 |
| Total Monthly Debt Service | $2,893 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02343, Holbrook, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,425 (100%) |
| Owner Occupied HU | 3,292 (74.4%) |
| Renter Occupied HU | 998 (22.6%) |
| Vacant Housing Units | 135 ( 3.1%) |
| Median Home Value | $538,022 |
| Average Home Value | $548,944 |
Housing Distribution
Address Breakdown
Residential
4,284
Single Family
3,877
Multi-Family
407
Businesses
337
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02343, Holbrook, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,425 (100%) |
| Owner Occupied HU | 3,292 (74.4%) |
| Renter Occupied HU | 998 (22.6%) |
| Vacant Housing Units | 135 ( 3.1%) |
| Median Home Value | $538,022 |
| Average Home Value | $548,944 |
Housing Distribution
Address Breakdown
Residential
4,284
Single Family
3,877
Multi-Family
407
Businesses
337
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melanie Ruiz • Keller Williams Leading Edge
Mls Name: StateWide MLS RI
Mls ID: #1392892