53 Ashton WayWest ChesterPA19380
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 53 Ashton Way, West Chester, PA, 19380 in West Chester achieves a 1.59 ratio at $359,000: $2,570/mo rent versus $1,614/mo debt service. Rental yield 8.59%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.59% yield compounds alongside 5% annual appreciation projecting $99,185 in value. Total projected cumulative return: $111,718.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $(432) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,570 |
| Total Monthly Debt Service | $2,860 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1974
1,194 sqft lot
$N/A/sqft
$1,950 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1974
1,194 sqft lot
$N/A/sqft
$1,950 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices