53-549 Kamehameha Hwy APT 309HauulaHI96717
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $285,000, 53-549 Kamehameha Hwy APT 309, Hauula, HI, 96717 in Hauula generates $2,231/mo in rent (9.79% yield) but nets only $54/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.74) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $78,740. Total projected return: $107,615.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 5.0% |
| Monthly Cash Flow | $54 | $1,200 |
City averages based on Hauula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,231 |
| Total Monthly Debt Service | $2,159 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
$649 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96717, Hauula, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,799 (100%) |
| Owner Occupied HU | 825 (45.9%) |
| Renter Occupied HU | 621 (34.5%) |
| Vacant Housing Units | 353 (19.6%) |
| Median Home Value | $1,210,135 |
| Average Home Value | $1,221,545 |
Housing Distribution
Address Breakdown
Residential
1,180
Single Family
914
Multi-Family
266
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
$649 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96717, Hauula, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,799 (100%) |
| Owner Occupied HU | 825 (45.9%) |
| Renter Occupied HU | 621 (34.5%) |
| Vacant Housing Units | 353 (19.6%) |
| Median Home Value | $1,210,135 |
| Average Home Value | $1,221,545 |
Housing Distribution
Address Breakdown
Residential
1,180
Single Family
914
Multi-Family
266
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LaRona L Groff-Bennett • Equity Hawaii Real Estate, LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202509593
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-04-20 10:33:28 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd