52925 Hogback RoadMiramonteCA93641
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 52925 Hogback Road, Miramonte, CA, 93641 in Miramonte offers a clean, manageable entry. Rental yield 7.19%. DSCR 1.33 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $96,699 in additional property value over five years, with $3,224/yr in principal equity building ownership stake. Total projected cumulative return: $128,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.5% |
| Monthly Cash Flow | $(68) | $450 |
City averages based on Miramonte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,097 |
| Total Monthly Debt Service | $2,026 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
6.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93641, Miramonte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 371 (100%) |
| Owner Occupied HU | 149 (40.2%) |
| Renter Occupied HU | 68 (18.3%) |
| Vacant Housing Units | 154 (41.5%) |
| Median Home Value | $454,688 |
| Average Home Value | $519,866 |
Housing Distribution
Address Breakdown
Residential
126
Single Family
126
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
6.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93641, Miramonte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 371 (100%) |
| Owner Occupied HU | 149 (40.2%) |
| Renter Occupied HU | 68 (18.3%) |
| Vacant Housing Units | 154 (41.5%) |
| Median Home Value | $454,688 |
| Average Home Value | $519,866 |
Housing Distribution
Address Breakdown
Residential
126
Single Family
126
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Billy J Lovewell • eXp Realty of California, Inc.
Mls Name: TCMLS
Mls ID: #236877