529 Poker Hill RoadUnderhillVT05489
INVESTMENT ANALYSIS
Investment Verdict
Solid Income529 Poker Hill Road, Underhill, VT, 05489 in Underhill earns a respectable 8.51% gross yield at $369,000, but after the $1,659/mo mortgage the net cash flow is $162/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.58) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $101,948 over five years, making equity the dominant return driver. Total projected return: $151,158.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $162 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,617 |
| Total Monthly Debt Service | $2,308 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
3.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05489, Underhill, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,441 (100%) |
| Owner Occupied HU | 1,275 (88.5%) |
| Renter Occupied HU | 111 ( 7.7%) |
| Vacant Housing Units | 55 ( 3.8%) |
| Median Home Value | $551,056 |
| Average Home Value | $562,429 |
Housing Distribution
Address Breakdown
Residential
1,207
Single Family
1,207
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
3.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05489, Underhill, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,441 (100%) |
| Owner Occupied HU | 1,275 (88.5%) |
| Renter Occupied HU | 111 ( 7.7%) |
| Vacant Housing Units | 55 ( 3.8%) |
| Median Home Value | $551,056 |
| Average Home Value | $562,429 |
Housing Distribution
Address Breakdown
Residential
1,207
Single Family
1,207
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices