529 N New York AveLiberalKS67901
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 529 N New York Ave, Liberal, KS, 67901 in Liberal achieves a 1.77 ratio at $170,000: $1,353/mo rent versus $764/mo debt service. Rental yield 9.55%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.55% yield compounds alongside 5% annual appreciation projecting $46,968 in value. Total projected cumulative return: $33,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $(535) | $600 |
City averages based on Liberal market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,353 |
| Total Monthly Debt Service | $1,820 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67901, Liberal, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,915 (100%) |
| Owner Occupied HU | 4,396 (55.5%) |
| Renter Occupied HU | 2,657 (33.6%) |
| Vacant Housing Units | 862 (10.9%) |
| Median Home Value | $153,231 |
| Average Home Value | $161,813 |
Housing Distribution
Address Breakdown
Residential
7,561
Single Family
7,028
Multi-Family
533
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67901, Liberal, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,915 (100%) |
| Owner Occupied HU | 4,396 (55.5%) |
| Renter Occupied HU | 2,657 (33.6%) |
| Vacant Housing Units | 862 (10.9%) |
| Median Home Value | $153,231 |
| Average Home Value | $161,813 |
Housing Distribution
Address Breakdown
Residential
7,561
Single Family
7,028
Multi-Family
533
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shanna Hageman • MBA Real Estate
Mls Name: GCMLS, GARD
Mls Provider:
Mls ID: #21966
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.