529 Highway 27ChancellorAL36316
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 529 Highway 27, Chancellor, AL, 36316 in Chancellor speaks for itself: 16.23% gross on a $125,000 price, generating $1,691/mo in rent and $985/mo in net income after the $562/mo debt service. DSCR 3.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,823 stacks alongside $34,535 in projected five-year appreciation and $1,151/yr in principal reduction. Projected total cumulative return: $110,551.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.2% | 6.2% |
| Monthly Cash Flow | $985 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,691 |
| Total Monthly Debt Service | $656 |
| DSCR Ratio | 2.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36316, Chancellor, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 942 (100%) |
| Owner Occupied HU | 711 (75.5%) |
| Renter Occupied HU | 122 (13.0%) |
| Vacant Housing Units | 109 (11.6%) |
| Median Home Value | $198,522 |
| Average Home Value | $235,049 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
848
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36316, Chancellor, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 942 (100%) |
| Owner Occupied HU | 711 (75.5%) |
| Renter Occupied HU | 122 (13.0%) |
| Vacant Housing Units | 109 (11.6%) |
| Median Home Value | $198,522 |
| Average Home Value | $235,049 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
848
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jackie Whitehead • ERA Porch Light Properties, LLC
Mls Name: SAMLS
Mls ID: #205279