528 Whitney Creek RdCoudersportPA16915
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 528 Whitney Creek Rd, Coudersport, PA, 16915 in Coudersport deserves attention. This $175,900 property earns $1,724/mo in rent, a 11.76% gross yield, and nets $572/mo after the $791/mo payment. DSCR 2.18 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $48,598 compounds alongside $1,620/yr in yearly equity build, for a total cumulative return of $103,769.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $572 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,724 |
| Total Monthly Debt Service | $1,083 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16915, Coudersport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,418 (100%) |
| Owner Occupied HU | 1,767 (51.7%) |
| Renter Occupied HU | 628 (18.4%) |
| Vacant Housing Units | 1,023 (29.9%) |
| Median Home Value | $192,188 |
| Average Home Value | $229,311 |
Housing Distribution
Address Breakdown
Residential
2,432
Single Family
2,393
Multi-Family
39
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16915, Coudersport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,418 (100%) |
| Owner Occupied HU | 1,767 (51.7%) |
| Renter Occupied HU | 628 (18.4%) |
| Vacant Housing Units | 1,023 (29.9%) |
| Median Home Value | $192,188 |
| Average Home Value | $229,311 |
Housing Distribution
Address Breakdown
Residential
2,432
Single Family
2,393
Multi-Family
39
Businesses
257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices