528 W Oak StStocktonCA95203
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Stockton at 528 W Oak St, Stockton, CA, 95203 offers $2,933/mo rent that, after a $1,273/mo payment, leaves $1,324/mo cash flow. Total monthly income is $2,933/mo, and annual cash flow is $15,890/yr on $86,190 cash. Return on cash invested measures 38.35% in year one, and rental yield stands at 13.54% at a $260,000 entry. Equity gained on principal adds $1,678/yr while 5% annual appreciation compounds into $71,833 by year five. Five-year ROI records 201.76% and total cumulative return in cash reaches $173,897. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,933/mo property income versus a $1,273/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1925
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95203, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,194 (100%) |
| Owner Occupied HU | 2,285 (36.9%) |
| Renter Occupied HU | 3,475 (56.1%) |
| Vacant Housing Units | 434 ( 7.0%) |
| Median Home Value | $396,223 |
| Average Home Value | $493,610 |
Housing Distribution
Address Breakdown
Residential
5,739
Single Family
5,129
Multi-Family
610
Businesses
504
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Nearby investment properties with comparable prices
Listed by: Lance McHan • Cornerstone Real Estate Group
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224105708
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.