528 N Highway 25LynnAR72440
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 528 N Highway 25, Lynn, AR, 72440 in Lynn earns a 8.2% gross yield at $325,000. Rent of $2,221/mo nets $268/mo after the $1,461/mo mortgage. The 1.52 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $89,792 and $2,993/yr in equity accumulation project a total cumulative return of $140,262.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.5% |
| Monthly Cash Flow | $268 | $300 |
City averages based on Lynn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,221 |
| Total Monthly Debt Service | $1,824 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72440, Lynn, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 120 (100%) |
| Owner Occupied HU | 82 (68.3%) |
| Renter Occupied HU | 23 (19.2%) |
| Vacant Housing Units | 15 (12.5%) |
| Median Home Value | $106,250 |
| Average Home Value | $163,933 |
Housing Distribution
Address Breakdown
Residential
24
Single Family
24
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72440, Lynn, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 120 (100%) |
| Owner Occupied HU | 82 (68.3%) |
| Renter Occupied HU | 23 (19.2%) |
| Vacant Housing Units | 15 (12.5%) |
| Median Home Value | $106,250 |
| Average Home Value | $163,933 |
Housing Distribution
Address Breakdown
Residential
24
Single Family
24
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices