527 County Road 28LisbonNY13658
INVESTMENT ANALYSIS
Investment Verdict
Solid Income527 County Road 28, Lisbon, NY, 13658 in Lisbon earns a respectable 9.08% gross yield at $149,900, but after the $674/mo mortgage the net cash flow is $133/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.68) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $41,415 over five years, making equity the dominant return driver. Total projected return: $65,735.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $133 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,134 |
| Total Monthly Debt Service | $941 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13658, Lisbon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,071 (100%) |
| Owner Occupied HU | 784 (73.2%) |
| Renter Occupied HU | 152 (14.2%) |
| Vacant Housing Units | 135 (12.6%) |
| Median Home Value | $167,325 |
| Average Home Value | $220,765 |
Housing Distribution
Address Breakdown
Residential
945
Single Family
933
Multi-Family
12
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1993
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13658, Lisbon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,071 (100%) |
| Owner Occupied HU | 784 (73.2%) |
| Renter Occupied HU | 152 (14.2%) |
| Vacant Housing Units | 135 (12.6%) |
| Median Home Value | $167,325 |
| Average Home Value | $220,765 |
Housing Distribution
Address Breakdown
Residential
945
Single Family
933
Multi-Family
12
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James P Snyder • American Dream Realty and Appraisal Service, LLC
Mls Name: SLCMLS
Mls Provider:
Mls ID: #50325
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.