526 N Main StStocktonIL61085
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Stockton at 526 N Main St, Stockton, IL, 61085 offers $1,182/mo rent that, after a $685/mo payment, leaves $211/mo cash flow. Total monthly income is $1,182/mo, and annual cash flow is $2,536/yr on $46,377 cash. Return on cash invested measures 25.38% in year one, and rental yield stands at 10.14% at a $139,900 entry. Equity gained on principal adds $903/yr while 5% annual appreciation compounds into $38,652 by year five. Five-year ROI records 133.21% and total cumulative return in cash reaches $61,779. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,182/mo property income versus a $685/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1920
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61085, Stockton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,689 (100%) |
| Owner Occupied HU | 1,132 (67.0%) |
| Renter Occupied HU | 287 (17.0%) |
| Vacant Housing Units | 270 (16.0%) |
| Median Home Value | $150,763 |
| Average Home Value | $188,500 |
Housing Distribution
Address Breakdown
Residential
1,436
Single Family
1,407
Multi-Family
29
Businesses
149
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