525 Tower StMissoulaMT59804
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 525 Tower St, Missoula, MT, 59804 in Missoula at $950,000, 4.24% gross yield, is a market-growth asset. Rental yield 4.24%. The $3,355/mo rent partially funds the $4,272/mo debt service; the core return is the 5%/yr price growth projected to add $262,467 over five years. Ziffy Mortgage's DSCR mortgage (0.79) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $217,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.2% |
| Monthly Cash Flow | $(2,197) | $1,250 |
City averages based on Missoula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,355 |
| Total Monthly Debt Service | $5,174 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59804, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,335 (100%) |
| Owner Occupied HU | 2,408 (72.2%) |
| Renter Occupied HU | 843 (25.3%) |
| Vacant Housing Units | 84 ( 2.5%) |
| Median Home Value | $627,114 |
| Average Home Value | $664,957 |
Housing Distribution
Address Breakdown
Residential
3,412
Single Family
3,321
Multi-Family
91
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59804, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,335 (100%) |
| Owner Occupied HU | 2,408 (72.2%) |
| Renter Occupied HU | 843 (25.3%) |
| Vacant Housing Units | 84 ( 2.5%) |
| Median Home Value | $627,114 |
| Average Home Value | $664,957 |
Housing Distribution
Address Breakdown
Residential
3,412
Single Family
3,321
Multi-Family
91
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Josh Perkins • Engel & Vlkers Western Frontier - Missoula
Mls Name: MRMLS
Mls Provider:
Mls ID: #30049733
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.