525 E Mill St, Rochester, IL, 62563 | $781/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Rochester at 525 E Mill St, Rochester, IL, 62563 with 5% annual appreciation on a $165,000 basis while $1,926/mo rent supports operations. Total monthly income totals $1,926/mo and a $808/mo payment preserves $781/mo for cash returns. Annual cash flow comes to $9,373/yr on $54,698 deployed, and return on cash invested reaches 37.05% in year one. Equity gained on principal adds $1,065/yr, and five-year appreciation sums $45,586 alongside rental yield of 14.01%. Five-year ROI measures 195.78% and total cumulative return in cash totals $107,087.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,926/mo property income versus a $808/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in N/A

0.31 Acres lot

$N/A/sqft

No HOA