5245 Maggie Mae LnCummingGA30028
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.54% gross rental yield, 5245 Maggie Mae Ln, Cumming, GA, 30028 in Cumming is priced for capital growth, not immediate cash flow. The $795,155 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $219,687 by year five, with $7,323/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.84) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $182,028.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 6.5% |
| Monthly Cash Flow | $(1,852) | $300 |
City averages based on Cumming market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,011 |
| Total Monthly Debt Service | $4,547 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.42 Acres lot
$N/A/sqft
$285 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.42 Acres lot
$N/A/sqft
$285 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan T Plowman • Plowman Properties
Mls Name: GAMLS
Mls Provider:
Mls ID: #10620408
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