524 Harding St, Lafayette, LA, 70503 | $366/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lafayette at 524 Harding St, Lafayette, LA, 70503 with 5% annual appreciation on a $205,000 basis while $1,635/mo rent supports operations. Total monthly income totals $1,635/mo and a $1,003/mo payment preserves $366/mo for cash returns. Annual cash flow comes to $4,386/yr on $67,958 deployed, and return on cash invested reaches 26.36% in year one. Equity gained on principal adds $1,323/yr, and five-year appreciation sums $56,638 alongside rental yield of 9.57%. Five-year ROI measures 137.48% and total cumulative return in cash totals $93,426.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,635/mo property income versus a $1,003/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in N/A

6,098 sqft lot

$N/A/sqft

No HOA