524 E Elm StDeshlerOH43516
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 524 E Elm St, Deshler, OH, 43516 in Deshler: $1,368/mo in rent, $437/mo in net income, 11.6% gross yield, 2.15 DSCR, all at $141,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $39,094 in appreciation and $1,303/yr in principal paydown projects total cumulative return of $82,057.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $437 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,368 |
| Total Monthly Debt Service | $874 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43516, Deshler, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,205 (100%) |
| Owner Occupied HU | 943 (78.3%) |
| Renter Occupied HU | 198 (16.4%) |
| Vacant Housing Units | 64 ( 5.3%) |
| Median Home Value | $167,996 |
| Average Home Value | $208,303 |
Housing Distribution
Address Breakdown
Residential
1,151
Single Family
1,109
Multi-Family
42
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43516, Deshler, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,205 (100%) |
| Owner Occupied HU | 943 (78.3%) |
| Renter Occupied HU | 198 (16.4%) |
| Vacant Housing Units | 64 ( 5.3%) |
| Median Home Value | $167,996 |
| Average Home Value | $208,303 |
Housing Distribution
Address Breakdown
Residential
1,151
Single Family
1,109
Multi-Family
42
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices