5238 N 42nd LnPhoenixAZ85019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5238 N 42nd Ln, Phoenix, AZ, 85019 in Phoenix speaks for itself: 11.9% gross on a $214,700 price, generating $2,130/mo in rent and $599/mo in net income after the $965/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,186 stacks alongside $59,318 in projected five-year appreciation and $1,977/yr in principal reduction. Projected total cumulative return: $120,878.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $599 | $450 |
City averages based on Phoenix market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,130 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
858 sqft lot
$N/A/sqft
$262 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85019, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,412 (100%) |
| Owner Occupied HU | 4,643 (49.3%) |
| Renter Occupied HU | 4,361 (46.3%) |
| Vacant Housing Units | 408 ( 4.3%) |
| Median Home Value | $305,775 |
| Average Home Value | $310,300 |
Housing Distribution
Address Breakdown
Residential
8,085
Single Family
6,105
Multi-Family
1,980
Businesses
537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
858 sqft lot
$N/A/sqft
$262 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85019, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,412 (100%) |
| Owner Occupied HU | 4,643 (49.3%) |
| Renter Occupied HU | 4,361 (46.3%) |
| Vacant Housing Units | 408 ( 4.3%) |
| Median Home Value | $305,775 |
| Average Home Value | $310,300 |
Housing Distribution
Address Breakdown
Residential
8,085
Single Family
6,105
Multi-Family
1,980
Businesses
537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeremy Behie • Realty Executives
Mls Name: ARMLS
Mls Provider:
Mls ID: #6801910
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010