5233 N Us Highway 183GonzalesTX78629
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 5233 N Us Highway 183, Gonzales, TX, 78629 in Gonzales. Rental yield 2.69%. At $480,000 with 2.69% gross yield, current distributions are modest, but the 5% appreciation rate projects $132,615 in new equity by year five, complemented by $4,421/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.50) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $33,551.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.7% | 6.2% |
| Monthly Cash Flow | $(2,337) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,076 |
| Total Monthly Debt Service | $3,222 |
| DSCR Ratio | 0.33x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
1.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78629, Gonzales, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,640 (100%) |
| Owner Occupied HU | 3,214 (57.0%) |
| Renter Occupied HU | 1,535 (27.2%) |
| Vacant Housing Units | 891 (15.8%) |
| Median Home Value | $223,489 |
| Average Home Value | $269,038 |
Housing Distribution
Address Breakdown
Residential
4,799
Single Family
4,564
Multi-Family
235
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
1.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78629, Gonzales, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,640 (100%) |
| Owner Occupied HU | 3,214 (57.0%) |
| Renter Occupied HU | 1,535 (27.2%) |
| Vacant Housing Units | 891 (15.8%) |
| Median Home Value | $223,489 |
| Average Home Value | $269,038 |
Housing Distribution
Address Breakdown
Residential
4,799
Single Family
4,564
Multi-Family
235
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DeLanna Allen • Re/Max First Shot
Mls Name: HAR
Mls Provider:
Mls ID: #83347195
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