5232 F StPhiladelphiaPA19124
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 5232 F St, Philadelphia, PA, 19124 in Philadelphia earns a 9.85% gross yield at $215,900. Rent of $1,772/mo nets $358/mo after the $971/mo mortgage. The 1.82 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $59,649 and $1,988/yr in equity accumulation project a total cumulative return of $105,180.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.8% |
| Monthly Cash Flow | $358 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,772 |
| Total Monthly Debt Service | $1,329 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1960
1,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19124, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,294 (100%) |
| Owner Occupied HU | 12,050 (47.6%) |
| Renter Occupied HU | 11,303 (44.7%) |
| Vacant Housing Units | 1,941 ( 7.7%) |
| Median Home Value | $166,358 |
| Average Home Value | $235,010 |
Housing Distribution
Address Breakdown
Residential
23,238
Single Family
21,703
Multi-Family
1,535
Businesses
1,689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1960
1,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19124, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,294 (100%) |
| Owner Occupied HU | 12,050 (47.6%) |
| Renter Occupied HU | 11,303 (44.7%) |
| Vacant Housing Units | 1,941 ( 7.7%) |
| Median Home Value | $166,358 |
| Average Home Value | $235,010 |
Housing Distribution
Address Breakdown
Residential
23,238
Single Family
21,703
Multi-Family
1,535
Businesses
1,689
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2598864