5230 Mountain Vista HtsColorado SpringsCO80924
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 5230 Mountain Vista Hts, Colorado Springs, CO, 80924 in Colorado Springs achieves a 1.50 ratio at $367,500: $2,474/mo rent versus $1,653/mo debt service. Rental yield 8.08%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.08% yield compounds alongside 5% annual appreciation projecting $101,533 in value. Total projected cumulative return: $129,581.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(177) | $285 |
City averages based on Colorado Springs market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,474 |
| Total Monthly Debt Service | $2,505 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
2,064 sqft lot
$N/A/sqft
$246 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
2,064 sqft lot
$N/A/sqft
$246 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek Wagner • Keller Williams Premier Realty
Mls Name: elevateMLS
Mls Provider:
Mls ID: #7292067
Disclaimer: The real estate listing information and related content displayed on this site is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR Services Corp d/b/a elevateMLS.