5220 Horsford PathThe VillagesFL32163



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.09% gross rental yield, 5220 Horsford Path, The Villages, FL, 32163 in The Villages is priced for capital growth, not immediate cash flow. The $825,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $227,932 by year five, with $7,598/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.76) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $141,956.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.0% |
| Monthly Cash Flow | $(2,682) | $200 |
City averages based on The Villages market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,811 |
| Total Monthly Debt Service | $5,164 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
8,998 sqft lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2020
8,998 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Rachel Sowder • DOWN HOME REALTY, LLLP
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #G5095880
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