5220 Bonita Beach Rd SW #302Bonita SpringsFL34134
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5220 Bonita Beach Rd SW #302, Bonita Springs, FL, 34134 in Bonita Springs at $357,000 earns $2,514/mo in rent and nets $145/mo after the $1,605/mo payment, a 8.45% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $98,633 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $3,288/yr in principal paydown, total projected return reaches $145,441.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $145 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,514 |
| Total Monthly Debt Service | $2,227 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Rock • Premiere Plus Realty Company
Mls Name: SWFLMLS
Mls ID: #225065309