522 Spruce StLivingstonTN38570








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Livingston at 522 Spruce St, Livingston, TN, 38570 offers a 4.23% rental yield on a $338,900 purchase with $1,194/mo rent. 99% in year one. Equity gained on principal adds $2,187/yr while 5% annual appreciation supports $93,632 over five years. Portfolio math shows five-year ROI at 54.79% and total cumulative return in cash at $61,557. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,194/mo property income against a $1,659/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1959
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38570, Livingston, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,552 (100%) |
| Owner Occupied HU | 2,980 (65.5%) |
| Renter Occupied HU | 1,075 (23.6%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $243,421 |
| Average Home Value | $294,714 |
Housing Distribution
Address Breakdown
Residential
4,334
Single Family
4,293
Multi-Family
41
Businesses
539
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Nearby investment properties with comparable prices



Listed by: Dino Cates • Exit Rocky Top Realty-LVS
Mls Name: UCMLS
Mls Provider:
Mls ID: #235952
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