522 Elm St NELonsdaleMN55046





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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Lonsdale at 522 Elm St NE, Lonsdale, MN, 55046 priced at $285,000 converts $2,864/mo rent into $1,084/mo cash flow after a $1,395/mo obligation. Total monthly income equals $2,864/mo, and annual cash flow totals $13,011/yr on $94,478 invested. Return on cash invested prints 33.68% in year one, and rental yield reads 12.06% against a $285,000 entry. Equity gained on principal adds $1,839/yr, while 5% annual appreciation compiles into $78,740 by year five. Five-year ROI reaches 176.8% and total cumulative return in cash sums $167,034. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,864/mo property income covering a $1,395/mo payment, not borrower’s personal income.
Single Family
Built in 2005
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55046, Lonsdale, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,290 (100%) |
| Owner Occupied HU | 1,950 (85.2%) |
| Renter Occupied HU | 227 ( 9.9%) |
| Vacant Housing Units | 113 ( 4.9%) |
| Median Home Value | $378,858 |
| Average Home Value | $403,237 |
Housing Distribution
Address Breakdown
Residential
2,250
Single Family
2,164
Multi-Family
86
Businesses
95
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