522 Bridgewater CIRCLEWilliams BayWI53191
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 522 Bridgewater CIRCLE, Williams Bay, WI, 53191 in Williams Bay: $6,196/mo in rent, $1,968/mo net, 11.8% gross yield, all on a $630,000 acquisition. The 2.19 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $174,057 in value, and $5,802/yr in principal paydown steadily builds equity. Projected total cumulative return: $366,968.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $1,968 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,196 |
| Total Monthly Debt Service | $3,977 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53191, Williams Bay, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,342 (100%) |
| Owner Occupied HU | 1,099 (46.9%) |
| Renter Occupied HU | 282 (12.0%) |
| Vacant Housing Units | 961 (41.0%) |
| Median Home Value | $414,897 |
| Average Home Value | $494,099 |
Housing Distribution
Address Breakdown
Residential
1,735
Single Family
1,460
Multi-Family
275
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53191, Williams Bay, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,342 (100%) |
| Owner Occupied HU | 1,099 (46.9%) |
| Renter Occupied HU | 282 (12.0%) |
| Vacant Housing Units | 961 (41.0%) |
| Median Home Value | $414,897 |
| Average Home Value | $494,099 |
Housing Distribution
Address Breakdown
Residential
1,735
Single Family
1,460
Multi-Family
275
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diane Krause • @properties
Mls Name: WIREX MLS
Mls ID: #1944121