522 21st St NW APT 807WashingtonDC20006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 522 21st St NW APT 807, Washington, DC, 20006 in Washington: $2,312/mo in rent, $638/mo net, 11.68% gross yield, all on a $237,500 acquisition. The 2.16 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $65,617 in value, and $2,187/yr in principal paydown steadily builds equity. Projected total cumulative return: $149,065.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 5.2% |
| Monthly Cash Flow | $638 | $1,200 |
City averages based on Washington market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,312 |
| Total Monthly Debt Service | $1,296 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20006, Washington, DC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 696 (100%) |
| Owner Occupied HU | 18 ( 2.6%) |
| Renter Occupied HU | 568 (81.6%) |
| Vacant Housing Units | 110 (15.8%) |
| Median Home Value | $272,727 |
| Average Home Value | $355,556 |
Housing Distribution
Address Breakdown
Residential
925
Single Family
0
Multi-Family
925
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1989
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20006, Washington, DC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 696 (100%) |
| Owner Occupied HU | 18 ( 2.6%) |
| Renter Occupied HU | 568 (81.6%) |
| Vacant Housing Units | 110 (15.8%) |
| Median Home Value | $272,727 |
| Average Home Value | $355,556 |
Housing Distribution
Address Breakdown
Residential
925
Single Family
0
Multi-Family
925
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #DCDC2266930