5218 Higgins StHoustonTX77033
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5218 Higgins St, Houston, TX, 77033 in Houston at $1,000,000, 1.65% gross yield, is a market-growth asset. Rental yield 1.65%. The $1,373/mo rent partially funds the $4,497/mo debt service; the core return is the 5%/yr price growth projected to add $276,282 over five years. Ziffy Mortgage's DSCR mortgage (0.31) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $13,950.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 6.2% |
| Monthly Cash Flow | $(5,738) | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,373 |
| Total Monthly Debt Service | $6,713 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77033, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,165 (100%) |
| Owner Occupied HU | 5,514 (54.2%) |
| Renter Occupied HU | 3,806 (37.4%) |
| Vacant Housing Units | 845 ( 8.3%) |
| Median Home Value | $102,760 |
| Average Home Value | $203,786 |
Housing Distribution
Address Breakdown
Residential
9,935
Single Family
8,953
Multi-Family
982
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77033, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,165 (100%) |
| Owner Occupied HU | 5,514 (54.2%) |
| Renter Occupied HU | 3,806 (37.4%) |
| Vacant Housing Units | 845 ( 8.3%) |
| Median Home Value | $102,760 |
| Average Home Value | $203,786 |
Housing Distribution
Address Breakdown
Residential
9,935
Single Family
8,953
Multi-Family
982
Businesses
402
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Hodge • HomeSmart
Mls Name: HAR
Mls Provider:
Mls ID: #40254521
Disclaimer: Copyright 2025, Houston REALTORS Information Service, Inc. The information provided is exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.