5215 School St, El Cerrito, CA, 94530 | $84/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in El Cerrito at 5215 School St, El Cerrito, CA, 94530 at $740,000 posts ROI 20.47% with $84/mo cash flow from $4,696/mo rent. Total monthly income equals $4,696/mo, and annual cash flow records $1,004/yr on $243,460 to close. Return on cash invested measures 20.47% and rental yield reads 7.62% at the current $740,000. Equity gained on principal adds $4,775/yr, and 5% annual appreciation supports $204,448 by year five. Five-year ROI prints 105.89% and total cumulative return in cash totals $257,794.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $4,696/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1964

4,600 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 94530, El Cerrito, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,126 (100%)
Owner Occupied HU	6,184 (55.6%)
Renter Occupied HU	4,368 (39.3%)
Vacant Housing Units	574 ( 5.2%)
Median Home Value	$1,081,164
Average Home Value	$1,205,118