521 Prince AveHealdsburgCA95448
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 521 Prince Ave, Healdsburg, CA, 95448 in Healdsburg at $1,595,000, 5.52% gross yield, is a market-growth asset. Rental yield 5.52%. The $7,336/mo rent partially funds the $7,172/mo debt service; the core return is the 5%/yr price growth projected to add $440,669 over five years. Ziffy Mortgage's DSCR mortgage (1.02) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $441,916.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(2,531) | $300 |
City averages based on Healdsburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,336 |
| Total Monthly Debt Service | $9,232 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
6,551 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95448, Healdsburg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,687 (100%) |
| Owner Occupied HU | 4,041 (52.6%) |
| Renter Occupied HU | 2,488 (32.4%) |
| Vacant Housing Units | 1,158 (15.1%) |
| Median Home Value | $1,089,454 |
| Average Home Value | $1,288,598 |
Housing Distribution
Address Breakdown
Residential
7,613
Single Family
7,432
Multi-Family
181
Businesses
1,301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
6,551 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95448, Healdsburg, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,687 (100%) |
| Owner Occupied HU | 4,041 (52.6%) |
| Renter Occupied HU | 2,488 (32.4%) |
| Vacant Housing Units | 1,158 (15.1%) |
| Median Home Value | $1,089,454 |
| Average Home Value | $1,288,598 |
Housing Distribution
Address Breakdown
Residential
7,613
Single Family
7,432
Multi-Family
181
Businesses
1,301
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices