521 Forest Lake Dr #64BreaCA92821
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 521 Forest Lake Dr #64, Brea, CA, 92821 in Brea is narrow, $192/mo net on $2,048/mo rent after the $1,349/mo debt service, but the property operates at break-even-plus, not a loss. At $300,000 with a 8.19% yield, the long-run equity case via 5% appreciation ($82,884 over five years) and $2,763/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $126,148.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.0% |
| Monthly Cash Flow | $192 | $300 |
City averages based on Brea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,048 |
| Total Monthly Debt Service | $1,736 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1981
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1981
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eva Raleigh • Eva Raleigh, Broker
Mls Name: CRMLS
Mls ID: #OC25182015