521 Dearing Rd, Huntly, VA, 22640 | Equity Gain $9,034/yr

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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521 Dearing Rd, Huntly, VA, 22640 | Equity Gain $9,034/yr | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Huntly at 521 Dearing Rd, Huntly, VA, 22640 with 5% annual appreciation on a $1,400,000 basis while $0/mo rent supports operations. 77% in year one. Equity gained on principal adds $9,034/yr, and five-year appreciation sums $386,794 alongside rental yield of 0%. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $0/mo property income versus a $6,852/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1988

32.82 Acres lot

$N/A/sqft

No HOA

More details about the property

Apple Ridge Farm is in a spectacular park-like setting. It offers beautiful open mountain views, a private pond complete with a windmill and dock, a well-crafted Sawmill River Post & Beam house, and a small historic log cabin overlooking a stream to inspire creative minds. There are fenced pastures, a 2-story barn with electricity and concrete floors, an oversized 2-car garage, and a 3-bay Morton tractor barn. The spacious timber-frame contemporary has super insulated weather-tight shell construction, large wood beams, high-ceilings, Anderson windows, hardwood floors, skylights, a two and a half-story fireplace, and an all-season sunroom. This first-time offered property is located within 2 miles of Flint Hill and close to the quaint Town of Washington. Near wonderful eateries, wineries/breweries, art galleries, beautiful Skyline Drive, and the Shenandoah National Park for your enjoyment. Whether you choose to farm, ride horses, garden, or just relax and enjoy the sweet Rappahannock County life, this glorious home and property will welcome you and your guests.

Neighborhood Data

Neighborhood data shown for ZIP Code: 22640, Huntly, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	276 (100%)
Owner Occupied HU	161 (58.3%)
Renter Occupied HU	39 (14.1%)
Vacant Housing Units	76 (27.5%)
Median Home Value	$389,286
Average Home Value	$680,388