520 N Vine Rear AveOntarioCA91762
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play520 N Vine Rear Ave, Ontario, CA, 91762 in Ontario is priced for appreciation, not yield. Rental yield 5.34%. At $500,000 with a 5.34% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $138,141 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.99) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $133,851.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.0% |
| Monthly Cash Flow | $(867) | $1,500 |
City averages based on Ontario market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,226 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
924 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91762, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,761 (100%) |
| Owner Occupied HU | 11,723 (56.5%) |
| Renter Occupied HU | 8,429 (40.6%) |
| Vacant Housing Units | 609 ( 2.9%) |
| Median Home Value | $631,254 |
| Average Home Value | $649,497 |
Housing Distribution
Address Breakdown
Residential
20,185
Single Family
17,971
Multi-Family
2,214
Businesses
1,895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1911
924 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91762, Ontario, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,761 (100%) |
| Owner Occupied HU | 11,723 (56.5%) |
| Renter Occupied HU | 8,429 (40.6%) |
| Vacant Housing Units | 609 ( 2.9%) |
| Median Home Value | $631,254 |
| Average Home Value | $649,497 |
Housing Distribution
Address Breakdown
Residential
20,185
Single Family
17,971
Multi-Family
2,214
Businesses
1,895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Geoffrey Hamill • Vista Sotheby's International
Mls Name: CRMLS
Mls ID: #CV25105097