520 Killarney Bay Ct #2Winter ParkFL32789
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow520 Killarney Bay Ct #2, Winter Park, FL, 32789 in Winter Park is a top-tier cash-flow asset. At $339,000 it produces $3,232/mo in rent and $982/mo in net monthly income, a 11.44% gross rental yield. The DSCR of 2.12 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,783. Five-year appreciation adds $93,659, driving a total cumulative return of $192,451.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $982 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,232 |
| Total Monthly Debt Service | $2,115 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1986
5,612 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32789, Winter Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,162 (100%) |
| Owner Occupied HU | 7,259 (55.2%) |
| Renter Occupied HU | 4,650 (35.3%) |
| Vacant Housing Units | 1,253 ( 9.5%) |
| Median Home Value | $770,712 |
| Average Home Value | $918,605 |
Housing Distribution
Address Breakdown
Residential
12,522
Single Family
10,829
Multi-Family
1,693
Businesses
1,980
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1986
5,612 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32789, Winter Park, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,162 (100%) |
| Owner Occupied HU | 7,259 (55.2%) |
| Renter Occupied HU | 4,650 (35.3%) |
| Vacant Housing Units | 1,253 ( 9.5%) |
| Median Home Value | $770,712 |
| Average Home Value | $918,605 |
Housing Distribution
Address Breakdown
Residential
12,522
Single Family
10,829
Multi-Family
1,693
Businesses
1,980
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Gould • KELLER WILLIAMS WINTER PARK
Mls Name: Stellar MLS
Mls ID: #O6361081