520 Cumberland AveChambersburgPA17201








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chambersburg at 520 Cumberland Ave, Chambersburg, PA, 17201 offers a 8.94% rental yield on a $235,000 purchase with $1,750/mo rent. Total monthly income registers $1,750/mo, and a $1,150/mo payment leaves $210/mo available for distribution. Annual cash flow reaches $2,523/yr on $77,903 to close, and return on cash invested stands at 23.15% in year one. Equity gained on principal adds $1,516/yr while 5% annual appreciation supports $64,926 over five years. Portfolio math shows five-year ROI at 120.73% and total cumulative return in cash at $94,048. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,750/mo property income against a $1,150/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1956
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17201, Chambersburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,931 (100%) |
| Owner Occupied HU | 6,439 (49.8%) |
| Renter Occupied HU | 5,549 (42.9%) |
| Vacant Housing Units | 943 ( 7.3%) |
| Median Home Value | $248,049 |
| Average Home Value | $303,856 |
Housing Distribution
Address Breakdown
Residential
12,289
Single Family
11,562
Multi-Family
727
Businesses
1,342
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Listed by: Stacy Mellott • Keller Williams of Central PA
Mls Name: Bright MLS
Mls ID: #PAFL2031722








