520 1st St SFranklinMN55333
INVESTMENT ANALYSIS
Investment Verdict
Solid Income520 1st St S, Franklin, MN, 55333 in Franklin is a solid income-producing rental, 9.52% gross yield, $1,110/mo rent, $236/mo net cash flow on a $139,900 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $38,652 and $1,288/yr in principal reduction project a total cumulative return of $68,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $236 | $850 |
City averages based on Franklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,110 |
| Total Monthly Debt Service | $818 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55333, Franklin, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 333 (100%) |
| Owner Occupied HU | 242 (72.7%) |
| Renter Occupied HU | 70 (21.0%) |
| Vacant Housing Units | 21 ( 6.3%) |
| Median Home Value | $206,000 |
| Average Home Value | $274,370 |
Housing Distribution
Address Breakdown
Residential
185
Single Family
168
Multi-Family
17
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55333, Franklin, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 333 (100%) |
| Owner Occupied HU | 242 (72.7%) |
| Renter Occupied HU | 70 (21.0%) |
| Vacant Housing Units | 21 ( 6.3%) |
| Median Home Value | $206,000 |
| Average Home Value | $274,370 |
Housing Distribution
Address Breakdown
Residential
185
Single Family
168
Multi-Family
17
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices