52 W Ludlow StSummit HillPA18250
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 52 W Ludlow St, Summit Hill, PA, 18250 in Summit Hill is capital appreciation. Rental yield 2.07%. The 2.07% gross yield at $680,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $187,871 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.38) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $47,806.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.1% | 6.2% |
| Monthly Cash Flow | $(3,281) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,175 |
| Total Monthly Debt Service | $4,185 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
3,746 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18250, Summit Hill, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,559 (100%) |
| Owner Occupied HU | 1,031 (66.1%) |
| Renter Occupied HU | 340 (21.8%) |
| Vacant Housing Units | 188 (12.1%) |
| Median Home Value | $120,543 |
| Average Home Value | $169,440 |
Housing Distribution
Address Breakdown
Residential
1,335
Single Family
1,302
Multi-Family
33
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
3,746 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18250, Summit Hill, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,559 (100%) |
| Owner Occupied HU | 1,031 (66.1%) |
| Renter Occupied HU | 340 (21.8%) |
| Vacant Housing Units | 188 (12.1%) |
| Median Home Value | $120,543 |
| Average Home Value | $169,440 |
Housing Distribution
Address Breakdown
Residential
1,335
Single Family
1,302
Multi-Family
33
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua Schoenberger • EXP Realty LLC
Mls Name: GLVR
Mls ID: #763670