52 Ladder DrMount ClareWV26408
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 52 Ladder Dr, Mount Clare, WV, 26408 in Mount Clare earns a 8.01% gross yield at $325,000. Rent of $2,170/mo nets $289/mo after the $1,461/mo mortgage. The 1.49 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $89,792 and $2,993/yr in equity accumulation project a total cumulative return of $141,366.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $289 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,170 |
| Total Monthly Debt Service | $1,751 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
2.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26408, Mount Clare, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,243 (100%) |
| Owner Occupied HU | 1,006 (80.9%) |
| Renter Occupied HU | 146 (11.7%) |
| Vacant Housing Units | 91 ( 7.3%) |
| Median Home Value | $254,128 |
| Average Home Value | $289,076 |
Housing Distribution
Address Breakdown
Residential
1,039
Single Family
1,039
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
2.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26408, Mount Clare, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,243 (100%) |
| Owner Occupied HU | 1,006 (80.9%) |
| Renter Occupied HU | 146 (11.7%) |
| Vacant Housing Units | 91 ( 7.3%) |
| Median Home Value | $254,128 |
| Average Home Value | $289,076 |
Housing Distribution
Address Breakdown
Residential
1,039
Single Family
1,039
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debi Rorick • PREFERRED PROPERTIES
Mls Name: NCWV REIN
Mls Provider:
Mls ID: #10160149
Disclaimer: Data provided by North Central WV Real Estate Information Network, Inc. IDX information is provided exclusively for consumers personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information last updated on 2025-06-24 12:42:24 PDT