52 Extension DrWhitesburgKY41858
INVESTMENT ANALYSIS
Investment Verdict
Solid Income52 Extension Dr, Whitesburg, KY, 41858 in Whitesburg is a solid income-producing rental, 9.33% gross yield, $2,328/mo rent, $505/mo net cash flow on a $299,500 buy. DSCR 1.73 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,746 and $2,758/yr in principal reduction project a total cumulative return of $145,964.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $505 | $250 |
City averages based on Whitesburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,328 |
| Total Monthly Debt Service | $1,704 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41858, Whitesburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,671 (100%) |
| Owner Occupied HU | 2,290 (62.4%) |
| Renter Occupied HU | 829 (22.6%) |
| Vacant Housing Units | 552 (15.0%) |
| Median Home Value | $106,187 |
| Average Home Value | $164,928 |
Housing Distribution
Address Breakdown
Residential
2,745
Single Family
2,697
Multi-Family
48
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41858, Whitesburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,671 (100%) |
| Owner Occupied HU | 2,290 (62.4%) |
| Renter Occupied HU | 829 (22.6%) |
| Vacant Housing Units | 552 (15.0%) |
| Median Home Value | $106,187 |
| Average Home Value | $164,928 |
Housing Distribution
Address Breakdown
Residential
2,745
Single Family
2,697
Multi-Family
48
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A