52 AnjouNewport CoastCA92657
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 52 Anjou, Newport Coast, CA, 92657 in Newport Coast at $1,949,000, 4.88% gross yield, is a market-growth asset. Rental yield 4.88%. The $7,932/mo rent partially funds the $9,239/mo debt service; the core return is the 5%/yr price growth projected to add $538,473 over five years. Ziffy Mortgage's DSCR mortgage (0.86) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $436,924.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.0% |
| Monthly Cash Flow | $(4,125) | $3,000 |
City averages based on Newport Coast market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $7,932 |
| Total Monthly Debt Service | $11,757 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92657, Newport Coast, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,179 (100%) |
| Owner Occupied HU | 2,681 (64.2%) |
| Renter Occupied HU | 1,062 (25.4%) |
| Vacant Housing Units | 436 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,922,088 |
Housing Distribution
Address Breakdown
Residential
4,691
Single Family
3,396
Multi-Family
1,295
Businesses
83
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Timothy Carr • Pacific Sotheby's Int'l Realty
Mls Name: CRMLS
Mls ID: #NP25145935
