518 Main StGreat BarringtonMA01230
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 518 Main St, Great Barrington, MA, 01230 in Great Barrington worth study. Rental yield 2.25%. The 2.25% gross yield is below cash-flow benchmarks at $1,590,000, but 5% annual appreciation, adding $439,288 over five years, frames this as a capital growth position. Rent of $2,977/mo partially offsets the $7,150/mo payment. Ziffy Mortgage finances appreciation-play properties (0.42 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $150,342.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 5.3% |
| Monthly Cash Flow | $(7,044) | $550 |
City averages based on Great Barrington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,977 |
| Total Monthly Debt Service | $9,389 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1766
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01230, Great Barrington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,160 (100%) |
| Owner Occupied HU | 2,784 (54.0%) |
| Renter Occupied HU | 1,139 (22.1%) |
| Vacant Housing Units | 1,237 (24.0%) |
| Median Home Value | $581,662 |
| Average Home Value | $696,737 |
Housing Distribution
Address Breakdown
Residential
3,886
Single Family
3,667
Multi-Family
219
Businesses
762
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1766
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01230, Great Barrington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,160 (100%) |
| Owner Occupied HU | 2,784 (54.0%) |
| Renter Occupied HU | 1,139 (22.1%) |
| Vacant Housing Units | 1,237 (24.0%) |
| Median Home Value | $581,662 |
| Average Home Value | $696,737 |
Housing Distribution
Address Breakdown
Residential
3,886
Single Family
3,667
Multi-Family
219
Businesses
762
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tanya LeRose • THE KINDERHOOK GROUP - PITTSFIELD
Mls Name: BCMLS
Mls Provider:
Mls ID: #245024
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