517 E Main StBirdsboroPA19508
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 517 E Main St, Birdsboro, PA, 19508 in Birdsboro at $225,000 earns $1,611/mo in rent and nets $137/mo after the $1,012/mo payment, a 8.59% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $62,163 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $2,072/yr in principal paydown, total projected return reaches $94,452.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $137 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,611 |
| Total Monthly Debt Service | $1,385 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19508, Birdsboro, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,883 (100%) |
| Owner Occupied HU | 5,275 (76.6%) |
| Renter Occupied HU | 1,221 (17.7%) |
| Vacant Housing Units | 387 ( 5.6%) |
| Median Home Value | $310,870 |
| Average Home Value | $349,028 |
Housing Distribution
Address Breakdown
Residential
6,135
Single Family
6,074
Multi-Family
61
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19508, Birdsboro, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,883 (100%) |
| Owner Occupied HU | 5,275 (76.6%) |
| Renter Occupied HU | 1,221 (17.7%) |
| Vacant Housing Units | 387 ( 5.6%) |
| Median Home Value | $310,870 |
| Average Home Value | $349,028 |
Housing Distribution
Address Breakdown
Residential
6,135
Single Family
6,074
Multi-Family
61
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Fingerman • HomeSmart Realty Advisors
Mls Name: Bright MLS
Mls ID: #PABK2067926