51655 County Road USaguacheCO81149
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 51655 County Road U, Saguache, CO, 81149 in Saguache fits: $559,000, 3.54% gross yield, and a projected 5% annual appreciation rate adding $154,441 in value within five years. Rental yield 3.54%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.66) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $5,148/yr in principal paydown and $154,441 in appreciation project a total return of $107,709.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.5% | 7.0% |
| Monthly Cash Flow | $(1,607) | $300 |
City averages based on Saguache market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,651 |
| Total Monthly Debt Service | $3,035 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81149, Saguache, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 672 (100%) |
| Owner Occupied HU | 349 (51.9%) |
| Renter Occupied HU | 122 (18.2%) |
| Vacant Housing Units | 201 (29.9%) |
| Median Home Value | $176,786 |
| Average Home Value | $372,858 |
Housing Distribution
Address Breakdown
Residential
121
Single Family
120
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81149, Saguache, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 672 (100%) |
| Owner Occupied HU | 349 (51.9%) |
| Renter Occupied HU | 122 (18.2%) |
| Vacant Housing Units | 201 (29.9%) |
| Median Home Value | $176,786 |
| Average Home Value | $372,858 |
Housing Distribution
Address Breakdown
Residential
121
Single Family
120
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyler Housley • Whitetail Properties Real Estate LLC
Mls Name: CREN
Mls Provider:
Mls ID: #816837
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.