516 Cross StCarlisleMA01741
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 516 Cross St, Carlisle, MA, 01741 in Carlisle is capital appreciation. Rental yield 4.07%. The 4.07% gross yield at $1,050,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $290,096 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.75) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $202,005.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.2% |
| Monthly Cash Flow | $(3,057) | $850 |
City averages based on Carlisle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,561 |
| Total Monthly Debt Service | $6,200 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01741, Carlisle, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,827 (100%) |
| Owner Occupied HU | 1,646 (90.1%) |
| Renter Occupied HU | 131 ( 7.2%) |
| Vacant Housing Units | 50 ( 2.7%) |
| Median Home Value | $1,023,723 |
| Average Home Value | $1,154,213 |
Housing Distribution
Address Breakdown
Residential
1,822
Single Family
1,784
Multi-Family
38
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01741, Carlisle, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,827 (100%) |
| Owner Occupied HU | 1,646 (90.1%) |
| Renter Occupied HU | 131 ( 7.2%) |
| Vacant Housing Units | 50 ( 2.7%) |
| Median Home Value | $1,023,723 |
| Average Home Value | $1,154,213 |
Housing Distribution
Address Breakdown
Residential
1,822
Single Family
1,784
Multi-Family
38
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73482689