5156 Hillside DrMariposaCA95338
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5156 Hillside Dr, Mariposa, CA, 95338 in Mariposa at $250,000 earns $1,742/mo in rent and nets $195/mo after the $1,124/mo payment, a 8.36% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.55 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $107,425.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $195 | $1,500 |
City averages based on Mariposa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,742 |
| Total Monthly Debt Service | $1,447 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95338, Mariposa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 3,498 (61.1%) |
| Renter Occupied HU | 1,162 (20.3%) |
| Vacant Housing Units | 1,066 (18.6%) |
| Median Home Value | $468,980 |
| Average Home Value | $551,881 |
Housing Distribution
Address Breakdown
Residential
4,343
Single Family
4,164
Multi-Family
179
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95338, Mariposa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,726 (100%) |
| Owner Occupied HU | 3,498 (61.1%) |
| Renter Occupied HU | 1,162 (20.3%) |
| Vacant Housing Units | 1,066 (18.6%) |
| Median Home Value | $468,980 |
| Average Home Value | $551,881 |
Housing Distribution
Address Breakdown
Residential
4,343
Single Family
4,164
Multi-Family
179
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adrian Zavala • RE/MAX Executive
Mls Name: MetroList Services of CA
Mls ID: #225078955