515 Pershing AveBunkieLA71322
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Bunkie rental at 515 Pershing Ave, Bunkie, LA, 71322 sits in the solid-income band: 9.48% gross yield, $1,067/mo rent, $231/mo net after the $607/mo debt service, DSCR 1.76. Entry price of $134,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $37,295 and $1,243/yr in principal reduction bring total cumulative return to $66,059.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 8.5% |
| Monthly Cash Flow | $231 | $850 |
City averages based on Bunkie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,067 |
| Total Monthly Debt Service | $782 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71322, Bunkie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,040 (100%) |
| Owner Occupied HU | 1,556 (51.2%) |
| Renter Occupied HU | 832 (27.4%) |
| Vacant Housing Units | 652 (21.4%) |
| Median Home Value | $125,368 |
| Average Home Value | $211,568 |
Housing Distribution
Address Breakdown
Residential
2,272
Single Family
2,220
Multi-Family
52
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71322, Bunkie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,040 (100%) |
| Owner Occupied HU | 1,556 (51.2%) |
| Renter Occupied HU | 832 (27.4%) |
| Vacant Housing Units | 652 (21.4%) |
| Median Home Value | $125,368 |
| Average Home Value | $211,568 |
Housing Distribution
Address Breakdown
Residential
2,272
Single Family
2,220
Multi-Family
52
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices