515 N Higgie LnSaint DavidAZ85630
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing515 N Higgie Ln, Saint David, AZ, 85630 in Saint David is a stable, well-positioned rental at $369,000. Rental yield 6.74%. DSCR 1.25 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $101,948 in value and $3,399/yr in principal paydown builds equity, a total projected return of $132,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.0% |
| Monthly Cash Flow | $(109) | $1,200 |
City averages based on Saint David market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,072 |
| Total Monthly Debt Service | $2,034 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85630, Saint David, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,327 (100%) |
| Owner Occupied HU | 883 (66.5%) |
| Renter Occupied HU | 171 (12.9%) |
| Vacant Housing Units | 273 (20.6%) |
| Median Home Value | $272,817 |
| Average Home Value | $319,536 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
760
Multi-Family
56
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85630, Saint David, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,327 (100%) |
| Owner Occupied HU | 883 (66.5%) |
| Renter Occupied HU | 171 (12.9%) |
| Vacant Housing Units | 273 (20.6%) |
| Median Home Value | $272,817 |
| Average Home Value | $319,536 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
760
Multi-Family
56
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Douglas Vivian • Glenn Realty, LLC
Mls Name: MLS of Southern Arizona
Mls ID: #22518614